"Which Insurance Types Should You Choose When Renting a Car in Istanbul?"

1. Comprehensive Insurance (Full Insurance) Comprehensive insurance provides the most extensive coverage during car rental. Given that traffic accidents are more common in a busy city like Istanbul, comprehensive insurance protects you in case the car is damaged. Full insurance covers a wide range of risks, from theft to damage caused by accidents, ensuring you are protected from large financial burdens in the event of an accident.

When Should You Choose This?

• If you plan to travel during rush hours,

• If you plan to carry valuable items in the car,

• If you want broader insurance coverage.

2. Traffic Insurance Traffic insurance is a mandatory insurance type when renting a car in Turkey. Traffic insurance only covers the damages to third parties. However, it does not cover damages to your own car if you are at fault in an accident. Therefore, traffic insurance is usually supplemented by additional insurance options.

When Should You Choose This?

• If you want to cover only the damages caused to third parties,

• If you want to keep your budget more affordable.

3. Liability Insurance Liability insurance covers damages caused to third parties or their property due to an accident. In a city like Istanbul, where traffic is dense, the potential damages from accidents can be significant. This insurance covers damages to others, even if it is not your fault.

When Should You Choose This?

• If you are frequently on the road in Istanbul,

• If you think small mistakes in traffic could lead to big damages.

4. Glass Insurance Glass insurance covers the breakage of the vehicle’s windows. This insurance can be particularly useful in Istanbul, where traffic is dense and parking spaces are limited. Glass breakages can often lead to small but costly damages, and glass insurance helps protect you from such financial burdens.

When Should You Choose This?

• If you do not want to make a large payment for glass damage,

• If you want to protect the car windows due to the narrow and crowded parking spaces in Istanbul.

5. Theft Insurance Theft insurance is activated if your car is stolen. In a big city like Istanbul, car thefts unfortunately happen from time to time. This insurance minimizes your loss in the event that your vehicle is stolen.

When Should You Choose This?

• If you find it difficult to find a secure parking spot,

• If you are planning a long-term rental.

6. Additional Coverage (CDW - Super CDW) Many car rental companies offer additional coverage options for comprehensive insurance. This coverage extends to minor damages, theft, or loss of the vehicle. The difference between regular comprehensive insurance and this coverage is generally the deductible you have to pay. Additional coverage allows you to expand the basic insurance offered by the rental company.

When Should You Choose This?

• If you are concerned about the risk of accidents,

• If you want more extensive coverage.

7. Road Assistance Insurance Road assistance insurance provides help if your car breaks down or experiences any other issues. In Istanbul’s heavy traffic, a breakdown can be a serious problem. This insurance offers services such as towing, breakdown repairs, and other helpful services when your car is stuck on the road.

When Should You Choose This?

• If you plan to be on the road for a long time in Istanbul,

• If you want support in case your car breaks down for any reason.

In conclusion, selecting the right insurance types when renting a car in Istanbul increases your safety and reduces possible costs. Choosing the appropriate insurance packages that protect both you and other drivers will make your trip more comfortable. When evaluating your insurance options, it is beneficial to consider factors such as the type of vehicle, rental duration, and the nature of your planned trip.