Situations Not Covered by Insurance When Using a Rental Car

1. Driving Under the Influence of Alcohol or Drugs

If you drive a rental car while under the influence of alcohol or drugs, the insurance becomes void. In case of an accident, all expenses will be charged to the driver, and legal consequences may also follow.

2. Unauthorized Drivers Using the Vehicle

If someone other than the driver listed in the rental agreement operates the vehicle, the insurance will not cover any damages. If an accident occurs, all repair costs and additional fees will be the responsibility of the renter.

3. Traffic Violations

Accidents resulting from speeding, running a red light, or other traffic violations may not be covered by insurance. Following traffic rules is essential not only for your safety but also to avoid unexpected costs.

4. Negligence and Intentional Damage

If the car is used in a way that deliberately causes damage, or if an accident occurs due to extreme negligence, the insurance will not cover the costs. For example, reckless driving such as drifting or deliberately damaging car parts is not included in coverage.

5. Incorrect Fuel Usage

Filling the car with the wrong type of fuel can severely damage the engine, and this kind of mistake is not covered by insurance. Always check the required fuel type before refueling to avoid costly repairs.

6. Tire, Windshield, and Headlight Damage

Standard insurance policies often do not cover damages to tires, windshields, or headlights. If you have not purchased additional coverage, these costs may be your responsibility.

7. Natural Disasters and War Situations

Events such as earthquakes, floods, storms, wars, or terrorist attacks may not be covered by insurance. If you are traveling to an area with such risks, consider purchasing additional coverage for extra protection.

8. Loss or Theft of Car Keys

Losing the rental car keys or allowing them to be stolen is not covered by insurance. In such cases, the costs for key replacement and security system adjustments will be charged to the renter.

Rental car insurance provides protection under specific conditions, but it does not cover everything. To minimize unexpected expenses, carefully review the rental agreement and consider additional insurance options if needed. At Matcar Rental, we are here to offer you the best service and a hassle-free car rental experience! 🚗